RIGHT NOW Furniture and appliances financed through your loan: your deposit is minimised. Furniture & appliances in the loan I'm in →
LICLOC — home FR
RIGHT NOWFurniture and appliances included in the loan

Buy-to-let, without the hassle of letting.

The turnkey solution: we build your property portfolio from A to Z with unprecedented guarantees. You choose your project in a few clicks, our 8 experts do the rest.

+
60% of our clients
reinvest with us
Excellent on Trustpilot, 5 stars on Google
J
Haussmann-style building
2‑bed · Yield strategy
Yield 10.8 %
ROI 81.5%+⁠€242⁠/⁠mo
Property selected
Financing secured
Works completed
Let — rent collected
Average yield*
+10.5 %
Guaranteed rent
even without a tenant*
300h The time you save by going through LICLOC
190€ Average positive cash flow achieved by our clients
400€ Average increase in your wealth for a €200,000 project
+10,5% Average gross yield*
1M€ Average retirement wealth target
1 Single point of contact for your whole project
300h The time you save by going through LICLOC
190€ Average positive cash flow achieved by our clients
400€ Average increase in your wealth for a €200,000 project
+10,5% Average gross yield*
1M€ Average retirement wealth target
1 Single point of contact for your whole project
They support us

LICLOC in 30 seconds. Your project, from A to Z.

From finding your gem to the first rent payment: see how we take care of everything.

LICLOC
Buy-to-let without the hassle
Invest in property without spending your evenings on it: we build your portfolio from A to Z.
0:03 / 0:31
RIGHT NOW

Furniture and appliances financed through your loan.

They are included in your mortgage instead of being paid from your deposit. Example: instead of a €30.000 deposit and a €200.000 loan, a €20.000 deposit and a €210.000 loan. Your property is furnished, equipped and ready to let.

Room furnished by LICLOC Kitchen furnished and fitted with appliances

Invest with the right support: rock-solid guarantees.

A rock-solid guarantee pack and a team of experts for every project.

PEACE OF MIND

Guarantee
pack.

  • Guaranteed rent
    4 months, even with no tenant*
  • Guaranteed DPE
    Your energy rating secured, satisfied or your money back
  • Guaranteed works budget
    No nasty surprises on cost
  • Guaranteed works timeline
    Your property let on time
  • 10-year works guarantee
    On the entire renovation
  • 4 months of free management
    Marketing, applications, inventories
8
Experts
work behind the scenes to deliver your project.
3
Strategies
Studio, co-living or apartment building.
SECURITY

Plan your retirement

Whatever age you decide to retire, we're here to help you prepare for it.

PROFITABILITY

Up to 12% yield

High-yield projects, a unique offer in turnkey investment.

OPTIMISATION

A full-time job: ours

Viewings, water damage, tradespeople, the unexpected: property experts, brokers, architects and managers take care of everything.

You have nothing to do. *we take care of everything

350 hours of legal and tax reading, 29 viewings, 4 banks, 5 tradespeople… This journey could be yours. Or you could do nothing.

Illustration of a relaxed investor on a beanbag with her laptop
  1. 01Find your gem
    Hunting down the gemTechnical feasibilityFinancial analysisReading owners' meeting minutes
  2. 02Financing
    Tax projectionWealth analysisDedicated broker
  3. 03Magic brush
    SpecificationsWorks supervisionCompliance upgradeEnergy renovation
  4. 04Sofa or desk?
    Space optimisationMaterials and furniture chosen with an architect
  5. 05The show begins…
    LettingYour wealth building begins

A superpower: leverage.

It's like a financial trampoline: you invest a small part of your own money and borrow the rest to buy a property. Every rise in value applies to the whole property, amplified by leverage.

Illustration of an adviser presenting a chart
10 %
EFFORT
What you invest out of your own pocket
90 %
WEALTH
ROI* over 10 years, i.e. at least 9% per year
2 %
TIME
The hours you spend relative to the whole project

* ROI: average return on capital invested in the high-yield investment category.

More yield or more wealth?

A studio in a Haussmann building in Paris, or an apartment building with eye-popping numbers? Three strategies, three profiles.

YieldRental demandWealth
Studio
From €85k in the regions · €180k in Paris
Co-living
From €200k in the regions · €280k in Paris
Apartment building
From €300k in the regions · €600k in Paris

Paris property since 2000.

AVERAGE PRICE PER M² · PARIS · OLDER HOMES 2020 : 10 700 €/m²
0€3 000€6 000€9 000€12 000 '00 '02 '04 '06 '08 '10 '12 '14 '16 '18 '20 '22 '24

Rounded average values, based on Notaires du Grand Paris / Insee indices. For information only.

From 2000 to 2020
×3.8
the Paris price per m²
Compound average increase
+6.8 % /yr
between 2000 and 2020
In 2000
≈ 2 850 €/m²
Today ≈ 9 500 €/m²
LEVERAGE IN PRACTICE

The increase applies to the whole property. Not just to your deposit.

With 10 % deposit, the bank finances the rest. When the property gains value, the whole price rises: relative to your stake, the increase is multiplied by 10. And the rent comes on top.

Appreciation / year
+€13 000
6.5 % of €200 000
Rent / year
+€14 000
7 % of €200 000
RELATIVE TO YOUR DEPOSIT OF €20 000
Standard investment6.5 %
Appreciation with leverage65 %
+ rent135 %
Property value in 10 years
€375 427
Potential capital gain
+€175 427

Simplified illustration, before loan interest, expenses, fees and tax. Rent first goes towards repaying the loan. Past price growth does not guarantee future growth: prices can also fall.

CLIENT CASE · YIELD STRATEGY · 2‑BED

Julie's investment.

At 29, Julie, a nurse in Paris, avoided property, finding it too complex with her busy schedule. Today, a proud owner, she is already planning to buy a second property.

Gross yield
10,8 %
Net yield
7,2 %
Total cost
€192k
Deposit
19 200 €
Cash flow
+⁠€242⁠/⁠mo
Rent
€1,740⁠/⁠mo
MONTHLY CASH FLOW
+1 740 € Rent
−612 € Expenses
−886 € Loan
+242 € Left over
WEALTH GAINED ON RESALE AFTER 10 YEARS
Resale price+258 016 €
Outstanding loan−113 385 €
Initial deposit−19 200 €
Cumulative cash flow+31 081 €
+156,512 €ROI +81.5%

Discover where to invest.

All cities →
from 145 000 €
Paris
from 90 000 €
Lyon
from 90 000 €
Bordeaux
from 95 000 €
Marseille
from 85 000 €
Toulouse
from 80 000 €
Rouen
from 80 000 €
Le Havre
from 55 000 €
Nîmes

They built a solid portfolio. Why not you?

Our Proudvestors →
Yield 12 %Yield
« LICLOC transformed my approach to buy-to-let investing. A fantastic team. »
Portrait of Gabriel
Gabriel · Créteil
RCI 80,5 %
Yield 7 %Wealth
« My wealth has grown calmly and with full information. »
Portrait of Jade
Jade · Marseille
RCI 33,4 %
Yield 7,8 %Wealth
« Personalised advice and refreshing transparency. »
Portrait of Louise
Louise · Paris 11th
RCI 44,7 %
Yield 13 %Yield
« Impressive results and a dedicated team. »
Portrait of Léo
Léo · Créteil
RCI 88,6 %
Yield 9,6 %Yield
« Smart investments and a team that inspires confidence. »
Portrait of Alba
Alba · Le Havre
RCI 51 %
Yield 5,7 %Wealth
« Investing with LICLOC is a no-brainer. Real results. »
Portrait of Emma
Emma · Toulouse
RCI 20,4 %
Yield 12 %Yield
« LICLOC transformed my approach to buy-to-let investing. A fantastic team. »
Portrait of Gabriel
Gabriel · Créteil
RCI 80,5 %
Yield 7 %Wealth
« My wealth has grown calmly and with full information. »
Portrait of Jade
Jade · Marseille
RCI 33,4 %
Yield 7,8 %Wealth
« Personalised advice and refreshing transparency. »
Portrait of Louise
Louise · Paris 11th
RCI 44,7 %
Yield 13 %Yield
« Impressive results and a dedicated team. »
Portrait of Léo
Léo · Créteil
RCI 88,6 %
Yield 9,6 %Yield
« Smart investments and a team that inspires confidence. »
Portrait of Alba
Alba · Le Havre
RCI 51 %
Yield 5,7 %Wealth
« Investing with LICLOC is a no-brainer. Real results. »
Portrait of Emma
Emma · Toulouse
RCI 20,4 %
Lay the first brick of your financial skyscraper

So, shall we build that portfolio?

Book a meeting with one of our property experts to discover all our projects.

It's free and with no commitment