Question 1

Can I invest through an SCI (property company)?

Accepted Answer

Yes. You can invest in your own name (most often under the LMNP furnished-letting status) or through a company: an SCI taxed as income or corporation tax, or a family SARL. The right choice depends on your income, your time horizon and your estate plans. Your LICLOC adviser compares the options with you and our partner accountant can validate the structure.

Question 2

Can a non-French national invest?

Accepted Answer

Yes. Foreign nationals and non-residents can buy property in France. Financing depends mainly on your country of residence and your income: some French banks lend to non-residents, often with a larger deposit. Every step, including signing at the notary's office, can be done remotely by power of attorney.

Question 3

Can I invest with a mortgage?

Accepted Answer

Yes, that's the case for the vast majority of our clients: a loan lets you benefit from leverage. We help you build a strong application and work with partner brokers to get the best terms on rate and borrower insurance.

Question 4

Should I invest in a property that is already let or vacant?

Accepted Answer

Both are possible. A vacant property can be renovated, furnished and let at the market rent: that's what we recommend most often. A property that is already let brings immediate income, but you take over the existing lease, rent and tenant.

Question 5

Can I visit the apartment?

Accepted Answer

Of course. Our property hunter visits every property before proposing it and sends you photos, videos and a detailed analysis. You can then visit it yourself, or let us handle the viewing if you live far away.

Question 6

Who carries out viewings of the property? How do viewings work?

Accepted Answer

With our property management, LICLOC handles everything: advertising, screening applicants, viewings, checking files, drafting the lease and the inventory. You approve the chosen tenant without having to travel.

Question 7

Who is my contact at LICLOC?

Accepted Answer

A dedicated adviser supports you throughout the project, helped by a property hunter who finds your property. After the deed of sale, a project manager takes over for the works, furnishing and letting.

Question 8

What does it cost to invest?

Accepted Answer

The total cost includes the property price, notary fees, LICLOC fees, works, furnishing and bank fees. Everything is costed as soon as the property is proposed, with no surprises. LICLOC fees are 8.5% of the property price including VAT. Right now, furniture and appliances can be included in your loan, which reduces your deposit. You can estimate the total cost of your project with our simulator.

Question 9

What budget for renovation works?

Accepted Answer

It depends on the property's condition and the strategy: from a simple refresh to a full renovation with energy upgrades. On our recent projects, works typically represent 9 to 15% of the total cost. The budget is set by a detailed quote before purchase.

Question 10

Does it make sense to invest in rental property today?

Accepted Answer

Property remains a safe haven against crises and inflation, and more attractive than savings accounts or life insurance. Rental demand is strong, rents track inflation, and your loan repayments lose real value over time.

Question 11

How long does an investment take from A to Z?

Accepted Answer

Finding the property can take from a few days to a few weeks. It takes about three months between the preliminary agreement and the deed of sale. Letting depends on the works: from a few days to several months.

Question 12

Why invest with LICLOC?

Accepted Answer

Trust, expertise, transparency and accessibility. A personalised service with guarantees on budget, compliance with standards, works duration and rent.

Your questions,answered.

So, shall we build that portfolio?