1. Data controller
LICLOC SAS, registered with the Nanterre Trade and Companies Register under no. 980 687 602, with its head office at 11 Quai du Président Paul Doumer, 92400 Courbevoie, France.
2. Data collected
Identification data (surname, first names, email, postal address, phone), connection data (IP address, logs) and data relating to your investments. Mandatory fields are marked with an asterisk.
3. Recipients
Authorised LICLOC staff, its processors (hosting, newsletter sending, CRM, appointment scheduling) and, where necessary, public or private bodies to meet legal obligations.
4. Transfers outside the European Union
Data is hosted by Amazon Web Services. Some tools may involve transfers outside the EU, governed by an adequacy decision, standard contractual clauses or other appropriate safeguards.
5. Your rights
You have the rights of access, rectification, erasure, restriction, portability and objection, the right to withdraw your consent and to set post-mortem instructions. You may lodge a complaint with the CNIL (French data protection authority). Proof of identity may be requested.
6. Contact and changes
For any question: contact@licloc.com or 11 Quai du Président Paul Doumer, 92400 Courbevoie, France. LICLOC may amend this policy; users are informed of any significant change.
Purposes, legal bases and retention periods
| Purpose | Legal basis | Retention |
|---|---|---|
| Provision of services | Performance of the contract | Account lifetime + 3 years; evidential archiving 5 years |
| Client and prospect file | Legitimate interest | 3 years after the end of the relationship or the last contact |
| Borrowing capacity simulation (site form) | Consent and pre-contractual measures | 3 years after the last contact (data hosted on Google Workspace) |
| Newsletters and prospecting | Legitimate interest or consent | 3 years |
| Information requests | Legitimate interest | Until the request has been handled |
| Legal obligations (invoicing) | Legal obligation | 10 years |
| Exercise of rights | Legal obligation | Proof deleted after verification; objection kept for 3 years |